Workers' Compensation, SSDI & Bankruptcy

It is not unusual for us to hear of complex needs and challenges of our clients at Wagner & Wagner Attorneys at Law. Some of them have two or more related legal matters occurring simultaneously, such as a personal injury leading to a need for bankruptcy, or a workplace injury resulting in long-term disability.


  • Car accidents
  • Truck accidents
  • Motorcycle accidents
  • Construction accidents
  • Recreational accidents


If your accidental injury took place in the context of your employment, you may be eligible for workers' compensation benefits. You should report your injury to your employer immediately and get your workers' comp claim underway without delay. Talk to one of our Georgia and Tennessee workers' comp lawyers to learn how we can help you speed up and maximize benefits.

When injuries are serious or catastrophic, healing and recovery may stretch over a year or more. In some cases, disabilities are permanent and accident victims are unable to work again. Other clients are able to resume an adapted "normal" lifestyle after a period of time, including returning to work and taking an active role in family and community life once again. Whatever the prognosis after a serious accident, it is important to talk to a personal injury lawyer promptly as you begin to plan ahead. Contact Wagner & Wagner Attorneys at Law to schedule a free initial consultation.


If your injuries will leave you unable to work for a year or more, you may be eligible for Social Security Disability Insurance benefits — even if you also qualify for workers' compensation, tap into private long-term care insurance and/or recover compensation through a personal injury claim or lawsuit. Social Security Disability is essentially a government-run insurance program. If you paid into the system over a number of years and are now unable to work for a year or more, you qualify to receive SSD checks each month. If you encounter resistance when you apply for SSD, contact a lawyer with a track record of success in SSD appeals.


Sometimes compensation for a serious injury is too little or comes too late to enable an accident victim to handle financial needs, including:

  • Pending debts that existed before the accident
  • Medical expenses not covered by insurance or injury claim benefits, including workers' compensation and/or Social Security Disability benefits

Although you may reject the idea of filing bankruptcy on ethical principles, you may reach the point when it is the best solution to allow you and your family to move forward after a serious accidental injury. Chapter 7 or Chapter 13 bankruptcy may enable you to prevent or stop foreclosure and get the debt relief you need as you move forward after a workplace accident. Medical expenses are dischargeable in bankruptcy.

The good news for clients of Wagner & Wagner Attorneys at Law is that we handle all these practice areas: personal injury, workers' compensation, SSD and bankruptcy. We serve our clients well by streamlining, economizing, coordinating and collaborating as appropriate. Schedule a free initial consultation to explore your options.